1.Choose a card that matches your needs
Of course if you can make sure to always pay off your balance in full every month, but for most of us that is never the case. Pick a credit card that is suited for your needs if you fly a lot get a card with frequent flyer miles. If you shop a lot get a card with cash back rewards... and of course the list goes on.
2. Don't fall for the scams or aka flashing credit card offers.
There are quite a few cards out there that offer you a low introductory rate but don't worry as soon as you default on a payment or your intro period is over your rate is going to sky rocket!
Saturday, May 16, 2009
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